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Term Loans for Growing Businesses

Fixed-rate financing up to $2M+ designed for established businesses with strong fundamentals.

What is a Term Loan?

A term loan is a lump sum of capital provided by a lender that you repay over a fixed period (term) with a set interest rate. Term loans are ideal for businesses looking for substantial capital with predictable, fixed monthly payments.

Whether you're looking to expand operations, purchase equipment, or cover significant business expenses, our term loans offer the flexibility and competitive rates your business needs to grow.

Business Term Loan

Why Choose Our Term Loans?

Fixed Interest Rates

Know exactly what your monthly payment will be with our transparent, fixed-rate structure. No surprises, no variable rates.

Flexible Loan Amounts

Borrow exactly what you need, from $25,000 to $2,000,000+. Our loans are tailored to your business requirements.

Quick Approval Process

Get approved in as little as 24 hours with our streamlined online application and fast funding process.

Transparent Terms

No hidden fees. We clearly disclose all terms, rates, and conditions upfront so you can make an informed decision.

Business Eligibility

Do You Qualify?

Here are the basic requirements to qualify for a term loan:

  • Minimum Credit Score: 650 (FICO)
  • Minimum Annual Revenue: $250,000
  • Time in Business: At least 2 years
  • Business Type: For-profit business (LLC, C-Corp, S-Corp, Partnership)
  • Location: Must operate in the United States
  • Loan Range: $25,000 – $2,000,000+

*Requirements may vary based on business type and financial situation. Create an account to get prequalified.

The Term Loan Process

Our term loan process is simple and transparent.

1

Apply Online

Complete our quick application in about 5 minutes.

2

Submit Documents

Provide 3 months of bank statements and 2 years of tax returns.

3

Get Approved

Our team reviews your application and provides approval within 24 hours.

4

Review Offer

Receive a clear offer outlining rates, terms, and monthly payment.

5

Get Funded

Once accepted, funds are deposited within 1–2 business days.

6

Repay Loan

Make fixed monthly payments over your selected term (typically 3–10 years).

Term Loan Frequently Asked Questions

Find answers to the most common questions about our business term loans.

What is the typical interest rate for a term loan? +
Interest rates typically range from 6% to 15% depending on your credit score, annual revenue, time in business, and loan amount. You'll receive a personalized rate when you apply.
Can I pay off my term loan early without penalty? +
Yes. Most of our term loans allow early repayment without prepayment penalties, so you can pay it off faster if you choose.
What can I use the term loan for? +
You can use term loan funds for equipment purchase, inventory, expansion, marketing, hiring, debt consolidation, and other business expenses.
What documents do I need to apply? +
Basic requirements include 3 months of recent bank statements and 2 years of business tax returns. Additional documents may be required depending on the application.
How fast will I get funded? +
After approval, funds are typically deposited into your business account within 1–2 business days.

Ready for Term Loan Financing?

Apply today and get fast, flexible funding designed to help your business grow.

Have questions? Call +1 (888) 563-3723